Millions of people in the United States drive a car, truck, or another vehicle as part of their jobs. When you are on the road on a regular basis – sometimes, for long hours and days – there is a significant risk that you may be involved in an accident. If you suffer injuries in a traffic crash as part of your job, you should always know your rights by contacting an experienced injury lawyer.
Workers’ Compensation Benefits
Employees in Florida should be covered by their employer’s workers’ compensation insurance policy when they are hurt at work. Workers’ compensation should provide benefits whether or not someone else caused the accident, as coverage is no-fault (with limited exceptions).Benefits include medical expenses, lost wages, and disability if needed.
Private Insurance Claims
If you are driving as an independent contractor, you are likely not covered by workers’ compensation, as it only applies to employees. Discuss with an attorney whether you may have been misclassified so your employer can avoid responsibility. If you are not covered, you can seek coverage from your own personal injury protection (PIP)coverage. However, this coverage has limits, and if it does not cover your losses, you might be able to file an insurance claim against the at-fault driver. Even if you are an employee and qualify for workers’ compensation benefits, you also may be entitled to additional compensation if someone else caused the crash. If a third-party driver was negligent and their actions resulted in your injuries, you might have the right to take action against that party as well as seek workers’ compensation payment.
Consult with an Accident and Injury Lawyer in Longwood for Free Today
The Longwood personal injury attorneys at Quattrochi & Torres handle both workers’ compensation and personal injury cases for vehicle accident victims. Call 407.452.4918 or contact us online for more information about your rights.