Seeking Justice Against Unfair Insurance Practices: Protect Your Business

I n the bustling world of business, ensuring the protection of your assets is paramount. However, what happens when your insurance provider fails to uphold their end of the bargain? Recent legal battles have shed light on the predatory practices of some insurance companies, leaving businesses vulnerable to financial turmoil.



One such case involves a subcontractor specializing in the installation and maintenance of Soffit, whose insurance policies were rescinded by Cypress Property and Casualty Insurance Company (CYPRESS) based on alleged material misrepresentations. Despite paying premiums for years, the subcontractor found themselves uninsured due to the insurer's actions.

The heart of the matter lies in the concept of material misrepresentation, where insurers accuse policyholders of providing false information on their insurance applications. In this case, the subcontractor stated they were working on "New Construction," a detail known to both CYPRESS and their brokerage.

What ensued was a legal battle, with the subcontractor asserting their rights against CYPRESS's unjust practices. From breaches of contract to allegations of bad faith, the subcontractor's fight for justice highlights a broader issue within the insurance industry.

Insurance companies are obligated to act in good faith and provide coverage as agreed upon in the policy. However, instances of policy rescission without proper justification or refund of premiums are not uncommon. These actions leave policyholders like subcontractors exposed to significant financial risks.

If you find yourself in a similar predicament, it's essential to understand your rights and seek legal guidance. Experienced attorneys specializing in insurance law can help navigate the complexities of such cases and fight for the compensation you deserve. At Quattrochi, Torres and Taormina we specialize in this type of insurance dispute. If you have been accused of a material misrepresentation, call our office at 407-452-4918 for a free consultation.

Whether you're a subcontractor, small business owner, or individual policyholder, you deserve fair treatment from your insurance provider. Don't let unfair insurance practices threaten your livelihood. Contact our dedicated team of attorneys today to protect your rights and hold insurance companies accountable for their actions. Your business deserves the protection it pays for.