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How Does a PIP Claim Work in Florida?


In Florida, you can still receive some money to pay for your accident-related expenses, even if you are not able to prove that someone else was responsible for the crash. Every auto insurance policy has a limited amount of no-fault protection that helps you no matter what.

Florida has tight limits on the amount of PIP coverage. In addition, PIP will only cover part of your damages. However, PIP coverage will provide the following:

PIP claims do not cover pain and suffering associated with your accident injuries.

PIP claims are submitted in the same way as any insurance claim. In this case, the insurance company would not need to determine fault since negligence is not required to receive these payments.

However, PIP coverage will not pay for very much. The $10,000 limit has not been adjusted, even in the face of inflation that raises medical costs and the damages from an accident. While money from a PIP claim is helpful, it will come nowhere near close to paying all your bills. Even a seemingly “minor” trip to the emergency room can cost more than the $10,000 cap.

Therefore, proving that someone else was to blame for your accident remains crucial. An experienced car accident attorney will investigate your crash and gather the evidence necessary to put you in a position to receive financial compensation.

Call a Seminole County Car Accident Attorney

If you or a loved one have been injured in a car accident, the attorneys at Quattrochi & Torres will fight for you to receive full compensation. Contact us online or call us today at 407.986.4120 to schedule your free consultation.  

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We are deeply grateful for the outstanding representation we received. From start to finish, Matt was professional, efficient, and fair, ensuring that we were always well informed and well represented. His dedication and expertise led to a successful outcome in our wire fraud case, with our funds being returned. We

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My Attorney, Matthew Quattorchi, represented me better than I could have imagined. He was a referral from another attorney, and it turns out, my case could not have been in better hands. Matt listened to my concerns and walked me through the whole process. He gave me the pros and

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Matt Quattrochi was a pleasure to deal with. He is extremely professional and knowledgeable. He helped me with an accident that I was recently in. Even after our first conversation, I knew that I was dealing with someone who was thorough and well-equipped to help me with my accident.

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I just want to say thank you to the entire law firm. Especially. Mathew, Camillia, Aleah and Brenda. You all have helped me through a lawsuit where whey were trying to blame me for everything even though I wasn't at fault. My family would like people to know that not

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When we got into our accident, a friend of my wife referred Matt to us. Our first meeting with Matt, he explained everything that we would be doing in great detail, and was very informative on all the steps we were going to do. Jossie, helped us greatly with all

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